Dr. Wichai Wittayakiatlert, Department of Mathematics and Statistics, Faculty of Science and Technology, Thammasat University, said that this is a major measure that will directly affect Thailand's debt structure. Data from 2023 found that Thailand's household debt was worth 15.54 trillion baht, of which about 4% was non-performing loans (NPLs), or 620 billion baht.
The approach of allowing the private sector, especially asset management companies (AMCs), to purchase NPLs from banks and financial institutions instead of using the national budget is a possible alternative and is appropriate in terms of policy and economy.
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